![]() ![]() Branches are in Ohio, Hamilton, Oxford, and Middletown.Free access to both mobile and online banking with bill pay and more.Qualify for an overdraft after 30 days.Free debit card (after 60 days of good account standing) along with ATM access and a free box of checks.You have to call a member representative to open an account. Miami University and Community Federal offer a competitive Second Chance Checking Account. Miami University and Community Federal Credit Union Get your second chance account by contacting their Member Service Department at (800) 769-8934 to find out if you qualify. They have options for almost everyone, even if other banks have turned you down for a checking account. They may be able to help if you have unpaid balances reported in your ChexSystems or have previous credit problems. Get a second chance checking account with Trust and Alternative Accounts. LorMet membership is open to people who live, work, worship, and go to school in Lorain County, Cities of Bay Village, Westlake, or Rocky River.Your records on ChexSystems must be more than 6 months and only one open record of less than $500.LorMet Community Federal account comes with a one-time setup fee of $25 and an additional $50 as your earning deposit. Free withdrawal at local AllPoint ATMs 17.They do not have a physical branch in Ohio, but you can apply online as an Ohio resident.You can’t have more than three reports in your ChexSystems record. ![]() Liberty Savings Bank offers you the Clean Slate Checking Account. Liberty Savings Bank helps you improve your financial standing 6 straight months with less than six NSF notices and take a money management course online.12 consecutive months of less than 12 non-sufficient funds notices, OR.You can also switch to KEMBA’s Hassle-Free Checking as soon as you reach the following milestones.Monthly fee of $10.95, but they can lower it to $8.95 if you have at least $500 in direct deposits scheduled every month.A debit card and unlimited check writing.KEMBA Financial’s Fresh Start Checking aims to help people with past banking complications. Enjoy online features such as direct deposit, bill pay, and shared branching. ![]()
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